Tag Archives: Florida Realtor

Will 2014’s New Mortgage Rules Affect You?

Profile PicKeller Williams’ Claudio & Robyn Petasne Emphasize The Importance
of Finding the Right Real Estate Partners.

Changes to the home loan industry seem to be more the exception than the rule. But 2014’s new changes taking effect on January 10 are intended to protect the buyers, according to South Florida realtors Claudio and Robyn Petasne.

“The first major change is related to what the Consumer Financial Protection Bureau calls ‘qualified mortgages,’” Robyn says. “Qualified mortgages are intended to protect the buyer because they are ones the buyer can afford to repay.”

In 2014, qualified mortgages mean lender cannot take fees higher than 3 percent. Lenders also cannot grant loans that would exceed your debt-to-income ratio by 43 percent.

These new laws may protect homebuyers, but Claudio points out that he also views his and Robyn’s job as having a similar pathway.

“We want our buyers to be in their dream homes, but we also want to them to be in dream homes that means they don’t have to limit their lifestyle due to their mortgage payment,” Claudio says. “Our experience in South Florida real estate and our close partnerships with lenders means we can work with buyers to get the right house at the right price.”

One such partnership is with Priority Lending, where Dan Longman, President and CRMS, works with the Petasne’s buyers to obtain affordable mortgages.

“Our fees never exceeded this 3 percent mark and are typically around the 2.5 percent range,” Longman says. “However, as wholesale lenders, we are really able to offer a greater variety of loans in the first place. Even with these differences and changes in 2013, we’ve been able to navigate these waters with realtors like Claudio and Robyn and help their homebuyers move into homes.”

Buyers’ Outlook for 2014
As for the buyers’ outlook in South Florida for 2014, both the Petasnes and Longman are seeing more and more buyers qualify for loans in a timely fashion.

“One of the biggest challenges in 2013 is that the market seemed to be flooded at times with investors that were snapping up homes,” Longman says. “This meant well-qualified buyers were losing out to investors coming in and paying cash. But investment companies are backing off, which leaves more room for buyers.”

Having realtors that know the market well and always seem to know where the next best property for a homebuyer is can equal greater success, Robyn says.

“Our goals for 2014 are to help more buyers than ever to realize their dream of home ownership or to move into a home that’s a better fit for their needs,” she says. “We are prepared to help them navigate any changes to mortgage requirements and are proud to work with the right partners to help them get there.”

To find out more about how Robyn and Claudio can help you find or sell a home, call their office at (954) 770-6850 or by cell phone at (954) 260-5570.

You can also visit:
Facebook: https://www.facebook.com/SFL.HomeSales
Blog: https://greatlivinginwestbroward.wordpress.com/
YouTube: http://youtu.be/umUg-Bm1Pdc
Search for Homes Here: http://www.FtLauderdaleRealEstateForSale.com
Testimonials: http://www.zillow.com/profile/ClaudioPetasne/

Coral Springs Home Values are Rising

Coral Springs home values are on the rise and for sale inventory has decreased.

It’s a great time to consider selling your home as prices are finally on the rise. With less homes available your home has a better chance of selling faster and at a better price! Take a look at the stats below. Check out seller information at http://www.fortlauderdale-homevalues.com/sell/  and find out what yur home is worth. Call Robyn and Claudio Petasne with Keller Williams Realty  for more information at 954-260-5570

Curnt vs. Prev Month –    Apr. 12    Mar. 12    % Change                              For Sale 432 422 2.4% Sold 113 116 -2.6% Pended 173 183 -5.5%
Curnt vs. Same Month 1 Yr Ago –    Apr. 2012        Apr. 2011 % Change For Sale 432 568 -23.9% Sold 113 99 14.1% Pended 173 140 23.6%
Curnt vs. Same Qtr 1 Yr Ago    Feb 12-Apr 12 Feb 11-Apr 11    %Change For Sale 431 566 -23.9% Sold 102 91 12.1% Pended 158 131 20.6%

Hello world! Why am I writing this very first real estate blog post?

 Welcome to my blog world! I’m so happy to be here!

But why am I here? Whats my purpose.

Tony Robbins says “A real decision is measured by the fact that you’ve taken a new action. If there’s no action, you haven’t truly decided.”

I find this so true in Real Estate as in all areas of life. So many people contact me via online and email afraid to talk on the phone. I find myself wondering how serious are they about wanting a new home or investment if they are too uncommitted to even talk.

In your quest to purchasing a new property, your personal and professional Realtor is your greatest asset! How amazing that you have can the full resources 0f this professional, their whole team of associates and all the available properties, market knowledge, and technology working for you FOR FREE!!

Clarity is Power! What do you want? Why do you want this? What is the purpose? What is your plan to get it? These are the questions I ask all my Real Estate Clients so I can help them find exactly what they need to make their life better, more comfortable, richer.

So why am I blogging?

I have been in my clients shoes. I have built homes, bought homes, lost homes, rebuilt homes. I know the difference a safe, secure house makes in the life of a family. This is the gift I want to share with my clients, and my readers. When you help someone  create a home, you touch their lives. Like the ripple effect it moves on and touches many others. As a Realtor I help people buy homes and sell homes, helping them move on to whats next.

I look forward to sharing market information, great homes, decorating ideas, fun events in and around Fort Lauderdale and other helpful information to make Living in West Broward a wonderful lifetime experience for us all!

I look forward to hearing from you. Enjoy the youtube video below, 2 minutes of Tony Robbins on Clarity and Purpose.

Robyn Petasne     954-770-6850

https://www.youtube.com/embed/_Af4QLc2vhs?rel=0